In the world of home loan financing, every detail matters.
Discerning Realtors and Homebuyers choose a lending partner who brings:
1) A Transparent Loan Process
2) Over Communication
3) Personalized Guidance
4) 5-Star Client Experience
5) Quick Clear to Close
With 8 years of industry insight as a Processor and Loan Partner, it is my passion to now serve as your local Loan Officer and home financing resource so you can start your next chapter stress-free and full of confidence.
I'm a big proponent on education and passing the knowledge along so you are well versed as a homeowner here in Florida, Georgia, or Pennsylvania--where ever your travels take you.
The landscape of home buying is constantly evolving and I'm here for the unique and diverse financing needs of today’s home buyer.
I specialize in Conventional and VA Home Loans, FHA Loans, Down Payment Assistance, Investment Purchases, Creative financing, and can assist with refinance to use your home's equity as a smart financial tool for improvements, debt consolidation, or even income.
As a disabled veterans spouse, helping my fellow patriots with their VA Home loan benefits is near and dear to me. With a grateful heart I recognize the challenges and sacrifices our service members, armed forces, first responders and healthcare workers and their families make everyday. It is truly my honor to serve you, and "pay it forward".
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I am also a Success Coach!
I love helping renters get started on their homeownership journey!
I'm excited to coach you toward mortgage readiness, providing resources for credit counseling and repair, provide down payment assistance solutions, and strategies to help with closing costs, so you can say goodbye to renting - and start building wealth through homeownership.
For all of your residential mortgage financing needs, call Kristen today at (386) 986-6853 or email kristen@ahmfl.com, or schedule a convenient zoom call below.
Visit my Zoom Meeting Scheduler.
Kristen is originally from Maryland, and has called Palm Coast her home since 2004. She shares her love of life and adventure with her high school sweetheart Joe, two boys Jayden and Dominic, and frenchie, Luca! Traveling, photography, painting, gardening, being with friends and spending time with her family are some of her favorite things.
In 2019 our non-profit Hookin Veterans was born (https://hookinveterans.org).
Hookin’ Veterans brings injured Veterans from all over the United States together for a one of a kind offshore fishing experience. An old saying goes, “Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” Our Veterans learn everything they need to know in order to take these skills home to their friends and families, giving them a hobby or new found passion they can then share with others. Our trips are designed to be fun, relaxing, and in some ways soothing to the soul. That being said, Hookin' Veterans is not about catching fish it’s about Heroes being remembered and Heroes being honored. This allows them to kindle new bonds with brothers in arms, giving them an experience they will remember forever. Catching fish is just a bonus.
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
